Orphan's Pension Explained for Delft Residents

Orphan's Pension: Support for Children in Delft After Parent's Death

Orphan's pension provides financial assistance to children in Delft whose parent has passed away. It ensures a monthly payment until the child turns 18 or is studying, for example, at TU Delft. Residents of Delft receive this benefit through the Anw and pension funds. This localized article from Legal Aid, tailored for Delft residents, provides all the information – including tips from the Legal Aid Office Delft.

What is Orphan's Pension in Delft?

Orphan's pension, or orphan's benefit, is a survivor's pension for children under 18 or students. It covers loss of income following a parent's death. Two types:

• Anw orphan's benefit: Via SVB, linked to the deceased's AOW.
• Pension fund orphan's pension: Additional via the employer's pension scheme, such as ABP for TU Delft employees.

They can be combined. In 2024, the Anw benefit is €390.17 net per month for a single child (amounts are indexed annually).

Legal Basis for Orphan's Pension

The rules are set out in Dutch legislation:

1. Anw (General Survivors Act): Chapter 3, art. 24-30, for basic benefit for AOW insured persons.
2. Pension Act (Pw): Art. 72 requires funds to provide 40-70% of the parent's pension.
3. WIA and ZW: Temporary benefit in case of parent's illness/disability.

Funds like ABP (relevant for Delft government/TU) specify this in their regulations. Check the deceased's pension overview.

Eligibility for Orphan's Pension in Delft

Entitlement to the benefit if:

• Child under 18, or 18-27 and studying (not full-time employed, e.g., at TU Delft).
• Parent was insured under Anw or had a pension scheme.
• Child resides in the Netherlands/EU (with conditions).
• Family income below Anw threshold (€25,000 gross/year, 2024).

Stepchildren and foster children qualify equally.

Comparison: Anw vs. Pension Fund in Delft Context

Aspect	Anw Orphan's Benefit	Pension Fund Orphan's Pension
Applicant	SVB	Pension fund (e.g., ABP Delft)
Amount	€390 net (2024)	20-40% of parent's pension
Duration	Until 18/27 if studying	Similar, sometimes shorter
Income Test	Strict	Often none

Amount and Duration of Orphan's Pension

The amount varies:

• Anw: €390.17 for first child, €195.09 for subsequent (net 2024).
• Pension fund: Approx. 30% of parent's pension, €200-€500 gross per child.

Duration: Until 18, or 27 if studying (TU Delft/hbo). Ends upon stopping studies. Adjusted for wages/price index.

Examples of Orphan's Pension in Delft

Example 1: Emma (14) from Delft loses her mother, a TU Delft lecturer (ABP). Anw (€390) + ABP (€280) = €670 net/month until age 18.

Example 2: Sem (21), hbo student in Delft, mother deceased. With €9,000 part-time earnings, he retains Anw; fund pays €320 extra until graduation.

Example 3: Both parents deceased: No doubling, but SVB supplement possible.

Rights and Obligations for Orphan's Pension

Rights:

• Automatic notification to SVB after death.
• Retroactive claim (1 year).
• Objection/appeal via The Hague District Court (Rechtspraak.nl).

Obligations:

• Report death within 8 days to Delft Municipality and SVB.
• Notify changes in studies/income/address.
• Prove income.

Failure to report = repayment. Get free advice from Legal Aid Office Delft.

Applying for Orphan's Pension in Delft

1. Report death to Delft Municipality (civil registry), SVB (Mijn SVB) and pension fund.
2. Submit death certificate, child's birth certificate, IBAN.
3. Decision within 8 weeks.
4. Pension: See Pension and Death.

Consult Legal Aid Office Delft for assistance.

FAQ: Orphan's Pension in Delft

Do I get the benefit without a parent's pension?

No for pension fund; Anw only if AOW insured. Check UWV/Legal Aid Office Delft.

Up to what age?

18 by default, 18-27 if studying (proof required).

Working alongside the benefit?

Yes, under €25,000 gross (2024) for Anw.

In case of divorce/stepparent?

Stepchildren entitled if living together. Anw often stops after remarriage, unless adoption.