Exclusions and Limitations in Policy Conditions for Administrative Law in Delft

# Exclusions and Limitations in Policy Conditions for Administrative Law in Delft ## Introduction In Delft, with its strict environmental rules around the historic centre and the TU campus, legal expenses insurances for administrative law apply strict exclusions. These limit coverage to prevent abuse and protect insurers against claims relating to local disputes such as parking permits or building plans. ## Key Exclusions - **Determination period**: Disputes known before policy inception, such as ongoing objections to Delft's parking policy, are not covered. - **Own fault**: Intentional violations, e.g. illegal building in protected Delft monument zones, result in forfeiture of coverage. - **Non-mandatory procedures**: Strategic cases without chance of success, such as frivolous appeals against the municipality of Delft, are excluded. - **Amount limits**: Per procedure max. €25,000, with deductible €250, specific for Delft administrative law cases. ## Specific Limitations In Delft environmental law: exclusion for illegal extensions near the Nieuwe Kerk. In social security: no coverage for fraudulent benefits via local DUO schemes. Report within 30 days to the insurer, taking into account Delft's fast administrative procedures. ## Practical Examples An objection to a fine for parking in Delft city centre is covered, but repeated violations around Technopolis are not. A claim regarding a refused terrace permit in the Peperklipwijk may be limited by limits. Consult your policy for exact conditions in accordance with the Wft and local Delft ordinances. ## Advice Check exclusions upon taking out the policy, especially for Delft-specific rules such as the APV. In case of doubt about e.g. an environmental permit: report timely to the insurer. (212 words)