Privacy and GDPR in the Personal Injury Fraud Register Delft

The personal injury fraud register in Delft balances fraud prevention with privacy rights under the GDPR, particularly relevant for local traffic accidents and employment claims in the region. Personal data such as name, BSN and claim details regarding incidents on Delft roads or the TU campus are processed on the basis of 'legitimate interest' (Article 6 GDPR). Insurers in Delft must conduct a DPIA for high-risk processing, taking into account the high density of injury cases due to bicycle accidents. Data subjects have the right to information (Articles 13-14), access (Article 15), rectification (Article 16) and erasure (Article 17). The CFEL remains the controller and publishes a privacy statement, accessible via local insurers. Data sharing with Delft police or FIOD requires a strict necessity test. Complaints are filed with the Dutch Data Protection Authority (DPA), which can impose fines up to 20 million euros. Case law from the District Court of The Hague (for Delft) on similar registers requires minimal data and short retention periods, as in cases involving local fraud in whiplash claims. Automatic inclusion is prohibited; a 'reasonable suspicion' is essential, for example in suspicious claims following Delft market accidents. Victims can claim damages for data breaches via the sub-district court in Delft. The NVV has a code of conduct for compliant use, with emphasis on Delft cooperatives. Experts warn against over-retention, disproportionate for seasonal accidents. Transparency regarding algorithms in fraud scoring is mandatory under the emerging Algorithm Transparency Act, crucial for Delft insurance practice. (218 words)