Terug naar Encyclopedie

Pension Fund Switch Tax Rules Delft

Switching pension funds tax advantageous for Delft residents under new law; retain rights without penalty. Compare returns at local TU Delft funds for better accrual.

1 min leestijd
Delft residents can benefit from a smooth switch to a new pension fund under the Future Pensions Act (2023-2028), with minimal tax impact. Retention of all accrued rights without revision interest, provided the contribution percentage remains the same. Tax-wise, the transition falls into box 1, with possible compensation for indexation shortfalls – ideal for employees at TU Delft or local tech companies. Conditions: the fund must have its transition plan approved by DNB; voluntary switching is cost-free and fits the Delft innovation culture. Disadvantage: possible temporary dip in benefits with high interest rate risks, relevant for the region's water management sector. Example: €50,000 transferred capital for a Delft engineer grows with 2% extra return due to better investments in sustainable funds. Check your personal transition proposal via mijnpensioenoverzicht.nl and weigh risks against local pension options at ABP or local employers.