Consequences of Registration in the Personal Injury Fraud Register in Delft

Registration in the personal injury fraud register has far-reaching consequences for residents of Delft. Local insurers, such as those active around the Delft University of Technology (TU Delft) and the Delft Student Corps, reject claims immediately upon suspicion of fraud, terminate ongoing benefits, and refuse future policies. In a city like Delft, with many cycling accidents on the bustling Market and cycle paths along the canals, victims lose not only financial compensation but also access to care via regional hospitals such as the Reinier de Graaf Gasthuis. Registration lasts for a standard period of five years, but can be extended in case of repeated incidents, for example after accidents on busy roads such as the Rotterdamseweg. Criminal prosecution follows via the Economic Offences Act, with fines up to €90,000 or imprisonment, and the local police in Delft often coordinate with the FIOD. Employers in the high-tech sector around TU Delft dismiss fraudulent employees immediately. Objection to registration must be filed within four weeks with the CFEL, with proof of innocence; success leads to removal, but requires legal assistance from Delft law firms. Information is shared with external parties, raising privacy issues under the GDPR. Delft victims report stigmatisation in communities such as the old city centre, leading to psychological damage. Experts advise honest reports to local claims offices to avoid risks. (212 words)