Fraud Registers in Personal Injury Cases in Delft
Fraud registers are databases containing data on suspicious personal injury claims. Insurers, expert bureaus, and government bodies in the Delft region use these to detect fraud. For a claim in Delft, for example after an accident in the city, your file may be checked via these systems. Even innocent claims can experience delays. Know your rights and protect yourself.
What exactly are fraud registers?
These central databases collect information on:
- Suspicious claims in Delft, such as repeated accidents in a short time.
- False injury reports or exaggerated damage.
- Patterns among claimants from the region, including Delft and surrounding municipalities.
Legal basis in Delft
Fraud registers are based on:
- Personal Injury Compensation Act (Wsl): Regulates claims at the District Court of The Hague (district Delft). Art. 7:960 CC penalizes unjust enrichment.
- Personal Injury Fraud Prevention Act (Wftl): Since 2015, mandatory use of registers. Insurers in Delft must share fraud signals.
- General Insurance Act (Avw): Art. 5:1 requires reporting to CIEL for suspicious Delft claims.
AFM and NMI provide supervision. For disputes in Delft: District Court of The Hague or free advice at Juridisch Loket Delft.
How fraud registers work for Delft claims
Step-by-step process:
- Submit claim: After e.g. a bicycle accident on the Markt in Delft, report to the insurer.
- Internal check: Insurer verifies medical information, witnesses, and consistency.
- Register consultation: Search in CIEL, Dutch Fraud Register (DFR), Chamber of Commerce Delft, and Tax Authorities.
- Decision: In case of suspected fraud, the insurer refuses or starts an investigation. You can object at the District Court of The Hague.
Your rights in Delft
You have the right to access your register data (GDPR). In case of wrongful listing: have it corrected via Juridisch Loket Delft. For personal injury claims in Delft, the Loket offers free first aid. Contact them for personal guidance.
Seeking help in Delft
- Juridisch Loket Delft: Free advice on fraud registers and claims.
- District Court of The Hague: Handles district Delft for proceedings.