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Fraud Register Personal Injury Damage Delft: What You Need to Know

Discover the fraud register for personal injury damage: how it works in Delft, legal basis, examples and your rights. Advice via Juridisch Loket Delft.

3 min leestijd

What is the fraud register for personal injury damage in Delft?

The **fraud register for personal injury damage** is a national register in which insurers and authorities register suspects of fraud in personal injury claims. This register is an initiative of the **Central Fraud Unit Personal Injury (CFEL)** and helps prevent and combat fraud in regions such as Delft. If your name is in it, this can impact your claim or insurance with local insurers. It protects the integrity of the personal injury system.

Legal basis and purpose in Delft

The fraud register for personal injury damage is based on agreements between insurers, the Dutch Association of Insurers (NVV) and the **Central Fraud Unit Personal Injury (CFEL)**. In Delft, the CFEL collaborates with the Ministry of Justice and Security and the Authority for the Financial Markets (AFM) to detect fraud.

Key legislation:

  • Personal Injury Compensation Act (Wsl): Regulates compensations and obligations for victims and insurers in Delft.
  • Financial Supervision Act (Wft): Focuses on integrity and fraud prevention in the insurance sector.
  • General Insurance Terms and Conditions (AVB): Determines procedures in case of suspected fraud.
Insurers report suspicious cases to the CFEL for inclusion in the register.

How does the fraud register for personal injury damage work?

This is an **internal database** for insurers to assess claims in Delft and surrounding areas for fraud. It is not public, but accessible to insurers for new claims.

Steps in the process

  1. Detection: An insurer detects a suspicious claim and reports it to the CFEL.
  2. Investigation: CFEL verifies with documents, witnesses or evidence.
  3. Registration: In case of indications of fraud, you are included.
  4. Check for new claims: Insurers check the register for processing.

Practical examples in Delft

Example 1: Forged medical reports

Situation: Jan from Delft claims back pain after an accident on the Rotterdamseweg, but the medical reports turn out to be forged. Consequence: CFEL includes him in the register; future claims are rejected.

Example 2: Duplicate claims

Situation: Maria claims the same bicycle accident with two insurers in Delft without notification. Consequence: Discovery via CFEL leads to registration and problems with new claims.

Rights and obligations regarding the fraud register in Delft

Your rights

  • Information: Request information from your insurer or CFEL, or via Juridisch Loket Delft.
  • Defense: Explain in case of wrongful inclusion for removal; involve the District Court of The Hague (district) if necessary.
  • Legal advice: Contact a lawyer or Juridisch Loket Delft for assistance.

Your obligations

  • Honesty: Provide complete, truthful information to insurers to avoid suspicion.
  • Cooperation: Cooperate in investigations by CFEL or insurers in Delft.
  • Reporting duplicate claims: Report overlaps to all involved parties.

For free advice in Delft: Juridisch Loket Delft. In case of disputes: District Court of The Hague (district).