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Direct Action Motor Vehicle Liability Insurance Delft

In Delft, in the event of a traffic accident, you can invoke your **motor vehicle liability insurance** via **direct action** for personal injury or car damage. View your rights and steps at the District Court of The Hague.

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Direct Action Motor Vehicle Liability Insurance in Delft: Assistance for Traffic Accidents

Resident in Delft and involved in a car accident? As a victim, you can claim directly from your own **motor vehicle liability insurance** (Wettelijke Aansprakelijkheid Motorrijtuigen, WAM) via **direct action**. You do not need to wait for the other party's insurer. Discover in this article how this works for residents of Delft, with reference to District Court of The Hague (district) and Legal Aid Office Delft.

What does direct action entail for motor vehicle liability insurance?

**Direct action** allows victims in Delft to claim immediately from their own insurer, even if the other driver is at fault. Your insurer compensates the damage and recovers it later. This accelerates the handling, ideal for unknown or uninsured counterparties in the Delft region.

Regulated in the **Motor Vehicle Insurance Act (WMV)**, specifically for faster assistance to victims around The Hague and Delft.

Legal basis

Key articles:

  • Article 6:167 Civil Code (BW) – Basic liability.
  • Article 6:200 CW – Motor vehicle liability.
  • Motor Vehicle Insurance Act (WMV) – Mandatory WAM coverage.
In case of disputes: District Court of The Hague, district for Delft.

Who can use direct action in Delft?

Suitable for:

  • Drivers and passengers with personal injury or car damage.
  • Cyclists, pedestrians or e-bike users hit in Delft.
  • Victims on roads such as the Delftse Schie or around the city center.
Condition: Proof of the other party's fault required; otherwise possible rejection.

Step-by-step plan for direct action motor vehicle liability insurance Delft

Follow these steps after an accident in Delft:

  1. Report immediately:
  2. Contact your insurer:
    • Report within 7 days and request direct action.
    • Provide details about the location in Delft.
  3. Gather evidence:
    • Photos of damage, location (e.g., Delft Market).
    • Witnesses and police report.
    • Medical bills in case of injury.
  4. Submit claim:
    • Use the insurer's form for repairs, pain and suffering compensation, etc.
  5. Receive payout:
    • Quick payment; insurer handles subrogation.

Important deadlines

  • 7 days: Report to insurer.
  • 3 years: Claim deadline (art. 3:310 BW).
Free advice? Visit Legal Aid Office Delft (Burg. s'Jacobstraat 12).

Assistance in Delft: Court and Aid Office

In case of problems:

  • District Court of The Hague: Handles cases from Delft (location Schielandstraat).
  • Legal Aid Office Delft: Free intake for WAM claims (Mon-Wed 9-12).
Unique to Delft: Fast procedure via the cantonal judge for small claims.

Tips for residents of Delft

- Keep your WAM insurance policy document.
- In case of hit-and-run: Claim Fund via WMV.
- Local garages in Delft for valuation.