Applying for Part-Time Pension and Rules in Delft

Part-time pension combines working with partial pension withdrawal, with specific fiscal rules that also apply in Delft. From age 55, you can withdraw 10-50% while working part-time, without full revision interest. Fiscally, this falls under box 1, with retention of partial employment tax credit. Benefits: smoother AOW accrual and flexible income planning, perfect for engineers and knowledge workers at TU Delft or local tech companies. Disadvantage: pro-rata pension reduction remains in effect. Example: with 50% part-time pension, you receive €800 net extra per month on €1,600 gross pension, ideal for Delft residents with a modal income. Rules vary per fund; collective agreements at TU Delft and Delft municipality often offer extra flexibility, such as early withdrawal for those over 60. Apply in time via your pension administrator such as ABP or PFZW and expect 3 months processing time. Optimize your bridge pension with this, especially with the rising house prices in Delft.