Step-by-Step Guide to Direct Action under WAM for Car Accidents in Delft

Submitting a direct action to your WAM insurer after a car accident in Delft follows a structured step-by-step plan. Step 1: Report the accident directly to your insurer, preferably within 24 hours. Provide details on date, time, location such as Rotterdamseweg or the city centre at the Markt, and the parties involved. In Delft, you can also call the local police via 0900-8844 for a police report. Step 2: Gather evidence, including the European Accident Statement (filled out jointly), photos of the damage to your vehicle and any injuries, plus witness statements from bystanders in busy areas such as Phoenixstraat. Step 3: Submit the claim via your insurer's app or website, with specification of repair costs at Delft garages such as Autobedrijf Delft or medical bills from Reinier de Graaf Hospital. Step 4: Your insurer must respond within 30 days in accordance with the Legal Aid Act; in case of delay, you can complain to the Disputes Committee in The Hague. Step 5: Accept the payout or negotiate; subrogation with the liable party will be handled by your insurer. Avoid errors such as late reporting, which may result in deductible or rejection, especially for accidents on the A13 near Delft-Noord. For complex personal injury claims in Delft, consult a local lawyer via the Hague Bar Association. This process often accelerates payouts within 6-8 weeks, ideal for Delft residents with daily traffic jams around Delft University of Technology.